Personal Loans

A personal loan is an act of borrowing money from banks, credit unions, building societies and private lenders. Usually you can borrow from $5,000 to $80,000 for unsecured personal loans.over a period of 1 to 7 years. When borrowing money for secured loans, the maximum amount does not have a limit, but it is limited by your income.

The loan amount you can borrow will depend on your income, your current liabilities and your credit rating The more you borrow, the lower the interest rate and vice versa. The interest rate for secured loans are lower as the item purchased act as a security against your loan. Unsecured loans generally have higher interest rates as there is no security required to obtain this type of loan.

Examples of unsecured loans are: holiday loans, wedding loans, medical bills loans, etc. Examples of secured loans are: car loans, truck loans, equipment loans, machinery loans, etc.


We offer unsecured and secured loans Australia wide. Including hire purchase, leasing, and personal finance for cars, trucks, vans, boats, office equipment, machinery, tractors, medical equipment, caravans, motorcycles, shop fitouts and more.

Car loan is an example for a secured loan. The finance will be secured on your purchase at a fixed interest rate that will not go up. Minimum loan for a car is $10,000.00. Motor vehicles preferably no more than 8 yrs old. Secured personal loans are available for any purpose.

Business finance (hire purchase or lease) is available to both company & individuals, providing the goods are to be used predominantly for business use (ie more than 50% business usage).
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